Independent Professional Advice from a Structured Settlement Attorney

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Independent Professional Advice from a Structured Settlement Attorney

Independent Professional Advice from a Structured Settlement Attorney

Structured Settlement Attorney

 

You have the right to Independent Professional Advice from a Structured Settlement Attorney
Eugene Ahtirski 800.200.4384

Andres Financial Group is a highly professional group in Independent Professionals providing advice in the transfer of structured settlements. Associates across the US, with the ability to pool all our resources in your best interest.

IPA services include but are not limited to; best interest advice, fair market analysis, court document review, & court appearance.

We pride ourselves on getting 90% of our cases approved the first time in front of the judge. We do not accept a denial as a possible decision, and will seek to keep the case open should the judge attempt to deny.

There are 10 States that require Independent Professional Advice. Approximately half of the other States require notice of the right to obtain Independent Professional Advice. The rest mention your right for independent professional advice.

It is part of the global consumer protection aspect of the structured settlement protection acts. With none stating how to obtain IPA services. They do in fact tell you how you may not receive an IPA, through the purchase.

Which then leaves the payee to fend for themselves in finding an IPA, it’s not like you can open the yellow pages and find one. Or even what to search for on the internet to find one. Especially since the minute you type in the structured settlement you end up with a list of companies trying to buy structured settlements.


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Structured Settlement Advisor

New Hampshire Transfer Payment Rights

New Hampshire Residents:  MuStructured Settlement Advisorst go out of State to Transfer Payment Rights

You may have an opportunity to still transfer structured settlement payment rights even though New Hampshire does not have a Structured Settlement Protection Act.

 

According to the National Association of Settlement Purchasers, “This state [New Hampshire] does not yet have its own structured settlement transfer law enacted.  People who live there MAY be able to transfer their structured settlement payment rights under the law of the state where the insurance company is based.”

 

There are two insurance companies involved, a Life Insurer and a Casualty Insurer, whose offices may be in multiple states.  Which state do you choose?  Did you know that different states and different counties will offer you a different price on your dollar?

 

Which state will best protect you and give you the most amount of money for your dollar?

 

We’re a nation-wide independent professional advisor.  Not only can we help locate and contact the insurance companies for you, but we are able to negotiate a better price for your dollar.

New Hampshire Transfer Payment Rights

Let us help.  Call today for a free consultation.

Andres Financial Group, is a highly professional group in Independent Professionals providing advice in the transfer of structured settlements. Associates across the US, with the ability to pool all our resources in your best interest.

IPA services include but are not limited to; best interest advice, fair market analysis, court document review, & court appearance.

We pride ourselves on getting 90% of our cases approved the first time in front of the judge. We do not accept a denial as a possible decision, and will seek to keep the case open should the judge attempt to deny.

New Hampshire Transfer Payment Rights


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Structured Settlement Advisor

District of Columbia Transferring Structured Settlement

District of Columbia Residents:  Transferring Structured Settlement Payment Rights

The District of Columbia does not have its own structured settlement transfer law enacted, and therefore, residents cannot transfer their payment streams in their state, BUT:

Structured Settlement Advisor

According to the National Association of Settlement Purchasers (NASP), the District of Columbia “…MAY allow you to transfer your structured settlement payment rights under the law of the state where the insurance company is based.”

District of Columbia Transferring Structured Settlement 

We are a nation-wide independent professional advisor.  Let us do the research for you.  We can help you locate where the insurance companies are and what state would be the best state to get the most for your money considering your special circumstances.  There are two insurance companies involved:  the Life Insurance Company, and the Casualty Insurer.

 

You will have a couple of choices.  How would you know what state would be best?  You wouldn’t.  We do.  Call today for a free consultation.

Andres Financial Group, is a highly professional group in Independent Professionals providing advice in the transfer of structured settlements. Associates across the US, with the ability to pool all our resources in your best interest.

IPA services include but are not limited to; best interest advice, fair market analysis, court document review, & court appearance.

We pride ourselves on getting 90% of our cases approved the first time in front of the judge. We do not accept a denial as a possible decision, and will seek to keep the case open should the judge attempt to deny.


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Structured Settlement Advisor

Ohio Independent Professional Advice

Ohio Residents:  You must have independent professional advice

Ohio’s Structured Settlement Protection Act (SSPA) defines “independent professional advice”:

 

2323.58(E) “Independent professional advice” means the advice of an attorney, a certified public accountant, an actuary, or any other licensed professional adviser if all of the following apply:

(1)  The payee has engaged the services of the licensed professional adviser to render advice concerning the legal and other implications of a transfer of structured settlement payment rights.

(2)  The licensed professional adviser has signed a statement to the effect that the licensed professional adviser rendered advice to the payee concerning the legal and other implications of a transfer of structured settlement payment rights.

(3) The licensed professional adviser is not affiliated in any manner with, referred by, or compensated in any manner by the transferee of the structured settlement payment rights.

(4)  The compensation of the licensed professional adviser is not affected by whether or not a transfer of structured settlement payment rights occurs.

 

For instance, in 2011 there was an approved court order in Hamilton County, Ohio that worded the confirmation of the seller receiving independent professional advice:

 

“That Mr./Ms._________________________ has been advised in writing by company _________________________, Transferee, to seek independent professional advice regarding the legal and other implications of the transfer and has received said advice.

Ohio Independent Professional Advice

There are a handful of states in the United States that require independent professional advice:

  • Alaska
  • Delaware
  • Louisiana
  • Maine
  • Maryland
  • Minnesota
  • Missouri
  • North Carolina
  • Ohio

We provide nation-wide independent professional advice.  Call today for a free consultation.Structured Settlement Advisor

Andres Financial Group, is a highly professional group in Independent Professionals providing advice in the transfer of structured settlements. Associates across the US, with the ability to pool all our resources in your best interest.

IPA services include but are not limited to; best interest advice, fair market analysis, court document review, & court appearance.

We pride ourselves on getting 90% of our cases approved the first time in front of the judge. We do not accept a denial as a possible decision, and will seek to keep the case open should the judge attempt to deny.


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Structured Settlement Advisor

Minnesota Independent Professional Advice

Minnesota Residents:  You must receive independent professional advice

If you reside in Minnesota and are interested in selling your structured settlement payment rights, you must obtain the advice from an independent professional adviser.

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Below we cite the code that defines independent professional advice, and we cite the code that REQUIRES you to obtain independent professional advice:

 

  • 549.30 Subd. 6. [INDEPENDENT PROFESSIONAL ADVICE.] “Independent professional advice” means advice of an attorney, certified public accountant, actuary, or other professional adviser:

(1) who is engaged by a payee to render advice concerning the legal, tax, and financial implications of a transfer of structured settlement payment rights;

(2)  who is not in any manner affiliated with or compensated by the transferee of the transfer; and

(3) whose compensation for providing the advice is not affected by whether a transfer occurs or does not occur.

 

  • 549.31(d) the payee has received independent professional advice regarding the legal, tax, and financial implications of the transfer.

 

We are a nation-wide independent professional adviser, we can help.  Call today for  a free consultation.

Minnesota Independent Professional Advice

Andres Financial Group, is a highly professional group in Independent Professionals providing advice in the transfer of structured settlements. Associates across the US, with the ability to pool all our resources in your best interest.

IPA services include but are not limited to; best interest advice, fair market analysis, court document review, & court appearance.

We pride ourselves on getting 90% of our cases approved the first time in front of the judge. We do not accept a denial as a possible decision, and will seek to keep the case open should the judge attempt to deny.