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Minnesota Independent Professional Advice

Minnesota Residents:  You must receive independent professional advice

If you reside in Minnesota and are interested in selling your structured settlement payment rights, you must obtain the advice from an independent professional adviser.

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Below we cite the code that defines independent professional advice, and we cite the code that REQUIRES you to obtain independent professional advice:

 

  • 549.30 Subd. 6. [INDEPENDENT PROFESSIONAL ADVICE.] “Independent professional advice” means advice of an attorney, certified public accountant, actuary, or other professional adviser:

(1) who is engaged by a payee to render advice concerning the legal, tax, and financial implications of a transfer of structured settlement payment rights;

(2)  who is not in any manner affiliated with or compensated by the transferee of the transfer; and

(3) whose compensation for providing the advice is not affected by whether a transfer occurs or does not occur.

 

  • 549.31(d) the payee has received independent professional advice regarding the legal, tax, and financial implications of the transfer.

 

We are a nation-wide independent professional adviser, we can help.  Call today for  a free consultation.

Minnesota Independent Professional Advice

Andres Financial Group, is a highly professional group in Independent Professionals providing advice in the transfer of structured settlements. Associates across the US, with the ability to pool all our resources in your best interest.

IPA services include but are not limited to; best interest advice, fair market analysis, court document review, & court appearance.

We pride ourselves on getting 90% of our cases approved the first time in front of the judge. We do not accept a denial as a possible decision, and will seek to keep the case open should the judge attempt to deny.


Maryland Independent Professional Advice

Maryland Residents:  You must have independent professional advice

 Structured Settlement Advisor

If you are a Maryland resident and you are interested in selling your structured settlement payment rights, you must obtain independent professional advice.  Below we cite how Maryland defines independent professional advice, and then we cite the code that REQUIRES you to have independent professional advice.

 

  • 5-1101(c) Independent professional advice.–“Independent professional advice means advice of an attorney, certified public accountant, actuary, or other licensed professional adviser:

(1) Who is engaged by a payee to render advice concerning the legal, tax, and financial implications of a transfer structured settlement payment rights;

(2) Who is not affiliated with or compensated by the transferee of the transfer; and

(3) Whose compensation is not affected by whether a transfer occurs.

 

The Maryland code that REQUIRES you to have independent professional advice is:

  • 5-1102(b)(3) The payee received independent professional advice regarding the legal, tax, and financial implications of the transfer.

 

We have nation-wide independent professional advisers.  Call today for a free consultation.

Maryland Independent Professional Advice

Andres Financial Group, is a highly professional group in Independent Professionals providing advice in the transfer of structured settlements. Associates across the US, with the ability to pool all our resources in your best interest.

IPA services include but are not limited to; best interest advice, fair market analysis, court document review, & court appearance.

We pride ourselves on getting 90% of our cases approved the first time in front of the judge. We do not accept a denial as a possible decision, and will seek to keep the case open should the judge attempt to deny.


Independent Professional Advisor Helps Consumer

Category : IPA

Independent Professional Advisor Helps ConsumerIndependent Professional Advisor :  Comparison of Court Terms

Court language can get tricky because of similar words used in phrases, or some concepts are used in Civil Court, and others for Criminal Court, but the meanings are VASTLY different.  Take a look:

 

Beyond a Reasonable Doubt – requires that the prosecution in criminal cases present evidence that is so conclusive that every element of the crime has been proven and that reasonable doubts are removed from the mind of the ordinary person.  This standard does not require the elimination of all doubt.

Preponderance of the Evidence – is the burden in civil cases, where greater weight of evidence supports the claims of one side over the other.

 

Dismissal Without Prejudice – means that the moving party can refile the same claim in the future, while Dismissal With Prejudice means that the moving party cannot refile the same claim.

 

Evidence – is any proof presented at trial including the testimony of witnesses, records documents, objects, etc.  Exhibits are objects, documents, records, etc. presented at trial and made a part of the case.

 

Jury Trial is when the jury is the body responsible for deciding the outcome of the case based on the facts presented.  The judge in a jury trial rules on matters of law.  In a Court or Bench Trial, the judge decides the outcome.

 

Juvenile Delinquency case involves a person under 18 alleged to have committed a crime.  There are no jury trials in delinquency cases.  Juvenile Dependency case involves a person under 18 who has been abandoned, abused, or neglected.  These cases and hearings are confidential, with the exception of some delinquency matters involving the most serious criminal charges.

 

Courtesy of Los Angeles Superior Court

http://structuredsettlementexpert.co

AFG - Independent Professional Adviors

AFG – Independent Professional Adviors


Independent Professional Advisor Helps Consumer

Independent Professional Advisor Helps Consumer:  Comparison of Court Terms

Court language can get tricky because of similar words used in phrases, or some concepts are used in Civil Court, and others for Criminal Court, but the meanings are VASTLY different.  Take a look:

 

Beyond a Reasonable Doubt – requires that the prosecution in criminal cases present evidence that is so conclusive that every element of the crime has been proven and that reasonable doubts are removed from the mind of the ordinary person.  This standard does not require the elimination of all doubt.

Preponderance of the Evidence – is the burden in civil cases, where greater weight of evidence supports the claims of one side over the other.

 

Dismissal Without Prejudice – means that the moving party can refile the same claim in the future, while Dismissal With Prejudice means that the moving party cannot refile the same claim.

 

Evidence – is any proof presented at trial including the testimony of witnesses, records documents, objects, etc.  Exhibits are objects, documents, records, etc. presented at trial and made a part of the case.

 

Jury Trial is when the jury is the body responsible for deciding the outcome of the case based on the facts presented.  The judge in a jury trial rules on matters of law.  In a Court or Bench Trial, the judge decides the outcome.

 

Juvenile Delinquency case involves a person under 18 alleged to have committed a crime.  There are no jury trials in delinquency cases.  Juvenile Dependency case involves a person under 18 who has been abandoned, abused, or neglected.  These cases and hearings are confidential, with the exception of some delinquency matters involving the most serious criminal charges.

 

Courtesy of Los Angeles Superior Court

http://earlycash4u.com

Independent Professional Advisor


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Structured Settlements and California Residents

Category : IPA

Structured Settlements and  California Residents

By AFG Newswire Nov.30, 2014 2:10 p.m. Block 15.6  Article 2.3 Transfers of Structured Settlement Payment Rights

Part 13 California Residents:  What the Transfer Company Can’t Make You Do

 

They Can’t Lock You Into Selling They Rest of Your Payments With Them!

 

  • 10138(a)(12) “Any provision that creates a “buyer’s first right of refusal” to purchase any remaining structured payment rights that the payee may desire to sell in the future.”

 

“Buyer’s first right of refusal” means any provision or condition in the transfer agreement or related documents that obligate the payee (you) to give to the buyer (transfer company) the first choice or option to purchase any remaining structured settlement rights belonging to the payee (you).

 

It’s a free world out there.  You can sell to whomever you want.  Just because you sold to Company “A” years ago, doesn’t mean you have to sell to Company “A” again.  You can sell to Company “X” if you’d like!

 

There used to be a time where some, not all, transfer companies would put a clause in the transfer agreement or related documents, making the seller of structured settlement payment rights only do business with them in the future if the seller wanted to sell off the rest or more of their payment rights.

 

Since the onset of §10138(a)(12), that kind of language and wording can no longer be placed in any of the documents for contracting the payee.  Why would it matter any way?  Not all transfer companies offer the same amount of money for your dollar.  Some transfer companies offer more money, some offer less; and it is best to shop around.

 

The best way to shop around is with an independent professional adviser.  Someone who can play hardball with these transfer companies; someone who can go to bat for you; someone who already knows the rules to the game and can negotiate a better rate for your dollar.

 

 http://eahtirski.com

Independent Professional Advisors – IPA

IPA Services

Andres Financial Group is a highly professional group in Independent Professionals providing advice in the transfer of structured settlements. Associates across the US, with the ability to pool all our resources in your best interest.

IPA services include but are not limited to; best interest advice, fair market analysis, court document review, & court appearance.

We pride ourselves on getting 90% of our cases approved the first time in front of the judge. We do not accept a denial as a possible decision, and will seek to keep the case open should the judge attempt to deny.

 

 

Structured Settlement Advisor
Andres Financial Group
Independent Professional Advisors
(855)313-3327  Toll-Free
 

There are 10 States that require Independent Professional Advice. Approximately half of the other States require notice of the right to obtain Independent Professional Advice. The rest mention your right for independent professional advice.

It is part of the global consumer protection aspect of the structured settlement protection acts. With none stating how to obtain IPA services. They do in fact tell you how you may not receive an IPA, through the purchase.

Which then leaves the payee to fend for themselves in finding an IPA, it’s not like you can open the yellow pages and find one. Or even what to search for on the internet to find one. Especially since the minute you type in the structured settlement you end up with a list of companies trying to buy structured settlements.